Mortgage Foreclosure

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO 
VERIFICATION OF THE DEBT AND IDENTITY 
OF THE ORIGINAL 
CREDITOR WITHIN THE TIME PROVIDED BY 
LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN: That Default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: 03/18/2022
ORIGINAL PRINCIPAL AMOUNT OF 
MORTGAGE: $229,900.00
MORTGAGOR(S): Tristyn Chad-Douglas Brooks, a married man
MORTGAGEE: Navy Federal Credit Union
DATE AND PLACE OF FILING: 03/21/2022 as Doc. No. A000441911 in the Office of the County Recorder in Steele  
County, Minnesota. 

TAX PARCEL I.D. NO.: 17-142-0007
LEGAL DESCRIPTION OF PROPERTY:  
Commencing 65 feet West of the Northeast Corner of Outlot 1 in 
Burzinski’s Addition to the City of Owatonna, 
Minnesota, thence South 132 feet, thence West 65 feet, thence North 132 feet, thence East 65 feet to the place of beginning.
Abstract Property 
STREET ADDRESS OF PROPERTY: 519 South St, Owatonna, MN 55060
COUNTY IN WHICH PROPERTY IS 
LOCATED: Steele
LENDER OR BROKER AND MORTGAGE 
ORIGINATOR: Navy 
Federal Credit Union
RESIDENTIAL 
MORTGAGE SERVICER: Navy Federal Credit Union

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE: $235,006.70 AS OF 8/20/2023.

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes. Pursuant to the power of sale contained in said Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Steele County, 
Minnesota at public auction as follows:                                
DATE AND TIME OF SALE: 09/26/2023 at 10:00 AM

PLACE OF SALE: Steele County Sheriff’s Office, 204 E. Pearl, Owatonna, MN 55060 to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the 
premises and the costs and disbursements 
allowed by law. The time allowed by law for redemption by said 
Mortgagor(s) or 
Mortgagor’s personal 
representatives or 
assigns is six (6) months.

TIME AND DATE TO 
VACATE PROPERTY: If the mortgage is not 
reinstated under Minn. Stat. §580.30 or 
redeemed under Minn. Stat. §580.23, the 
mortgagor must vacate the mortgaged 
property by 11:59 p.m. on 3/26/2024, or the next business day if 3/26/2024 falls on a Saturday, 
Sunday or legal holiday.

MORTGAGOR(S) 
RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE 
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL 
REPRESENTATIVES OR ASSIGNS, MAY BE 
REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, 
DETERMINING, AMONG OTHER THINGS THAT MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 
PRODUCTION, AND 
ARE ABANDONED.

Navy Federal Credit Union, Mortgagee/
Mortgagee Assignee
The Sayer Law Group, P.C., By Brian G. Sayer, Attorney for Mortgagee/Mortgagee Assignee
925 E 4th St., Waterloo, IA 50703

8.16-9.20