Mortgage Foreclosure

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO 
VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:  That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 22, 2019
ORIGINAL PRINCIPAL AMOUNT OF 
MORTGAGE: $148,000.00
MORTGAGOR(S): Evelyn Cristal Rosas, a single person; Francisco 
Gonzalez, a single person
MORTGAGEE: Wells Fargo Bank, N.A.
DATE AND PLACE OF FILING: Recorded on December 9, 2019 and memorialized upon 
Certificate of Title No. 19998 as Document Number T000077966 in the Office of the 
County Registrar of Titles of Steele County, 
Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: None.
LEGAL DESCRIPTION OF PROPERTY: Lot 10, Block 2, Miller and 
Springer Addition to the City of Owatonna, Steele County, Minnesota, together with the West half of the vacated street adjoining said property to the East (being 6th Ave N.E.) .
REGISTERED 
PROPERTY
STREET ADDRESS OF PROPERTY: 546 13TH ST NE, OWATONNA, MN 55060
COUNTY IN WHICH PROPERTY IS 
LOCATED: Steele 
County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $151,211.19
TRANSACTION AGENT: None
NAME OF MORTGAGE ORIGINATOR: Wells Fargo Bank, N.A.
RESIDENTIAL 
SERVICER: Wells Fargo Bank, N.A.
TAX PARCEL 
IDENTIFICATION 
NUMBER: 17-166-0211
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION 
NUMBER: None

THAT no action or proceeding has been instituted at law to recover the debt then 
remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been 
discontinued, or that an execution upon the 
judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 08, 2024 at 10:00 AM.
PLACE OF SALE: Steele County Sheriff’s Office, Law Enforcement Center, 204 Pearl Street East, Owatonna, MN 55060.

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.  

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on April 8, 2025.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL 
REPRESENTATIVES OR ASSIGNS, MAY BE 
REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, 
DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE 
IMPROVED WITH A 
RESIDENTIAL 
DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 
PRODUCTION, AND 
ARE ABANDONED.
MORTGAGOR(S) 
RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: August 08, 2024

WELLS FARGO BANK, N.A.
Mortgagee

TROTT LAW, P.C.

By:             /s/        *N. Kibongni 
Fondungallah, Esq.*
Samuel R. Coleman, Esq.
Sung Woo Hong, Esq.
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
(651) 209-9760
(24-0851-FC01)

THIS IS A 
COMMUNICATION FROM A DEBT 
COLLECTOR.
8.14-9.25