Mortgage Foreclosure

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO 
VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:  That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: June 21, 2006
ORIGINAL PRINCIPAL AMOUNT OF 
MORTGAGE: $127,500.00
MORTGAGOR(S): Scott B. Towle and Amy L. 
Towle, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as 
nominee for BNC 
Mortgage, Inc.
DATE AND PLACE OF FILING: Recorded on
June 28, 2006 as Document Number A000342339 in the Office of the County Recorder of Steele County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: US Bank National Association, as 
Trustee for Structured 
Asset Investment Loan Trust Mortgage 
Pass-Through 
Certificates, series 2006-BNC3 by assignment recorded on November 8, 2012 as Document Number A000387843 in the Office of the County Recorder of Steele 
County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: Lot 1, Block 1, Kummeth 
Addition to the City of Owatonna, Minnesota together with that part of vacated Balsam Avenue which accrued thereto upon vacation thereof, 
according to the plat thereof on file and of records, Steele County.
STREET ADDRESS OF PROPERTY: 759 
MOSHER AVE, 
OWATONNA, MN 
55060-3261
COUNTY IN WHICH PROPERTY IS 
LOCATED: Steele 
County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $23,851.16
TRANSACTION AGENT: Mortgage Electronic 
Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR: BNC 
Mortgage, Inc.
RESIDENTIAL 
SERVICER: Wells Fargo Bank, N.A.
TAX PARCEL 
IDENTIFICATION 
NUMBER: 17-162-0101
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER: 100122200002636105
THAT no action or proceeding has been instituted at law to recover the debt then 
remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been 
discontinued, or that an execution upon the 
judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 10, 2024 at 10:00 AM.
PLACE OF SALE: Steele County Sheriff’s Office, Law Enforcement Center, 204 Pearl Street East, Owatonna, MN 55060.

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said 
mortgagor(s), their personal representatives or assigns is twelve (12) months from the date of sale.  
TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on December 10, 2025.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL 
REPRESENTATIVES OR ASSIGNS, MAY BE 
REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, 
DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE 
IMPROVED WITH A 
RESIDENTIAL 
DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
MORTGAGOR(S) 
RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: October 02, 2024

US BANK NATIONAL 
ASSOCIATION, AS TRUSTEE FOR 
STRUCTURED ASSET INVESTMENT LOAN TRUST MORTGAGE PASS-THROUGH 
CERTIFICATES, SERIES 2006-BNC3
Mortgagee

TROTT LAW, P.C.

By:      /s/        *N. Kibongni 
Fondungallah, Esq.*
Samuel R. Coleman, Esq.
Sung Woo Hong, Esq.
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
(651) 209-9760
(24-1063-FC01)

THIS IS A 
COMMUNICATION FROM A DEBT 
COLLECTOR.
10.9-11.13