Mortgage Foreclosure

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO 
VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:  That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 19, 2021
ORIGINAL PRINCIPAL AMOUNT OF 
MORTGAGE: $165,656.00
MORTGAGOR(S): Dane Levisen, a single man
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as 
nominee for Bay Equity LLC
DATE AND PLACE OF FILING: Recorded on November 22, 2021 and memorialized upon 
Certificate of Title No. 20526 as Document Number T000080960 in the Office of the 
County Registrar of Titles of Steele County, 
Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: Pennymac Loan 
Services, LLC by 
assignment recorded on September 26, 2023 as Document Number T000082994 in the Office of the County Registrar of Titles of Steele County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: The East Forty (40) feet of Lot 
Thirteen and all of Lot Twelve, in Block Two (2), Alexander Addition to the City of Owatonna, Minnesota.
REGISTERED 
PROPERTY
STREET ADDRESS OF PROPERTY: 330 
MURRAY ST, 
OWATONNA, MN 55060
COUNTY IN WHICH PROPERTY IS 
LOCATED: Steele 
County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $163,469.37
TRANSACTION AGENT: Mortgage Electronic 
Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR: Bay Equity LLC
RESIDENTIAL 
SERVICER: PennyMac Loan Services, LLC
TAX PARCEL 
IDENTIFICATION 
NUMBER: 17-139-0212
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION 
NUMBER: 
1006166-0004147336-5
THAT no action or proceeding has been instituted at law to recover the debt then 
remaining secured by such mortgage, or 
any part thereof, or, if the action or proceeding has been instituted, that the same has been 
discontinued, or that an execution upon the 
judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 04, 2025 at 10:00 AM.
PLACE OF SALE: Steele County Sheriff’s Office, Law Enforcement Center, 2500 Alexander St SW, Owatonna, MN 55060.

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.  

TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 4, 2025.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL 
REPRESENTATIVES OR ASSIGNS, MAY BE 
REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, 
DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A 
RESIDENTIAL 
DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
MORTGAGOR(S) 
RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: December 05, 2024

PENNYMAC LOAN 
SERVICES, LLC
Mortgagee

TROTT LAW, P.C.

By:            /s/        *N. Kibongni 
Fondungallah, Esq.*
Samuel R. Coleman, Esq.
Sung Woo Hong, Esq.
Alexa Marsh, Esq.
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
(651) 209-9760
(24-1362-FC01)

THIS IS A 
COMMUNICATION FROM A DEBT 
COLLECTOR.

12.11-1.15