Skip to main content

Mortgage Foreclosure

Gonzalez

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO 
VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:  That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: October 26, 2021
ORIGINAL PRINCIPAL AMOUNT OF 
MORTGAGE: $188,888.00
MORTGAGOR(S): Oscar Eduardo Perez Gonzalez, a married man
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as 
nominee for CrossCountry Mortgage, LLC
DATE AND PLACE OF FILING: Recorded on October 27, 2021 as Document Number A000439431 in the Office of the County Recorder of Steele County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: PennyMac Loan 
Services, LLC by 
assignment recorded on September 17, 2024 as Document Number A000453900 in the Office of the County Recorder of Steele County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: All that part of Lot 9 in the Northwest Quarter of the Southeast Quarter of Section 8, Township 108 North, Range 20 west, Steele County, Minnesota described by: 
Commencing at the Northeast Corner thereof; thence North 89 
degrees 36 minutes West, assumed bearing, 518.52 feet along the North line of said lot 9 to the True Point of Beginning; thence North 89 degrees 36 minutes West 79.48 feet along the north line of said lot 9; thence South 0 degrees 24 minutes West 165 feet; thence South 89 degrees 36 minutes East 79.48 feet; thence North 0 degrees 24 minutes East 165 feet to said True Point of Beginning.
STREET ADDRESS OF PROPERTY: 512 
CENTRAL AVE W, 
MEDFORD, MN 55049
COUNTY IN WHICH PROPERTY IS 
LOCATED: Steele 
County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $188,197.90
TRANSACTION AGENT: Mortgage Electronic 
Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR: 
CrossCountry Mortgage, LLC
RESIDENTIAL 
SERVICER: PennyMac Loan Services, LLC
TAX PARCEL 
IDENTIFICATION 
NUMBER: 16-008-2002
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION 
NUMBER: 
1007191-0001110862-6
THAT no action or proceeding has been instituted at law to recover the debt then 
remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been 
discontinued, or that an execution upon the 
judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: February 11, 2025 at 10:00 AM.
PLACE OF SALE: Steele County Sheriff’s Office, Law Enforcement Center, 2500 Alexander Street SW, Owatonna, MN 55060.

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said 
mortgagor(s), their 
personal 
representatives or 
assigns is six (6) months from the date of sale.  
TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on August 11, 2025.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL 
REPRESENTATIVES OR ASSIGNS, MAY BE 
REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, 
DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE 
IMPROVED WITH A 
RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 
PRODUCTION, AND 
ARE ABANDONED.
MORTGAGOR(S) 
RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

Dated: December 09, 2024

PENNYMAC LOAN 
SERVICES, LLC
Mortgagee

TROTT LAW, P.C.

By:             /s/        *N. Kibongni 
Fondungallah, Esq.*
Samuel R. Coleman, Esq.
Sung Woo Hong, Esq.
Alexa Marsh, Esq.
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
(651) 209-9760
(24-1360-FC01)

THIS IS A 
COMMUNICATION FROM A DEBT 
COLLECTOR.

.
12.18-1.22