Mortgage Foreclosure

NOTICE OF MORTGAGE FORECLOSURE SALE 

Minn. Stat. 580.025, 580.04    Minnesota Uniform Conveyancing Blanks
Form 60.2.1 (2009)

DATE: January 8, 2025    

YOU ARE NOTIFIED that default has occurred in the conditions of the following described 
Mortgage:
INFORMATION 
REGARDING 
MORTGAGE TO BE FORECLOSED
1. Date of Mortgage: 
November 5, 2021    
2. Mortgagors: James M. Rogers and Brittany M. Rogers, husband and wife as joint tenants    
3. Mortgagees: Home Town Federal Credit Union    
4. Recording Information:
Recorded on November 10, 2021, as Document Number T000080929, in the Office of the   
Registrar of Titles of Steele County, Minnesota.
5. Assignments of 
Mortgage, if any:
Assigned to Towne Mortgage Company d/b/a AmeriCU Mortgage by written assignment recorded on 02/09/2022, as Document Number T000081295, in the recording office stated in paragraph 4.
INFORMATION 
REGARDING 
MORTGAGED 
PREMISES
6. Tax parcel identification number of the mortgaged premises: 
17-186-0308    
7. Legal description of the mortgaged premises:

Lot Eight (8) in Block Three (3) in Kuether`s Fourth Addition to the City of Owatonna, Minnesota

Check here if all or part of the described real 
property is Registered (Torrens)   
8. The physical street 
address, city, and zip code of the mortgaged premises: 810 
Minnesota Ave, 
Owatonna, MN 55060    
OTHER FORECLOSURE DATA
9.The person holding the Mortgage:
is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.
The name(s) of the 
residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is/are Towne Mortgage Company d/b/a AmeriCU Mortgage
10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Home Town 
Federal Credit Union    
INFORMATION 
REGARDING 
FORECLOSURE
11.The requisites of Minn. Stat. 580.02 have been satisfied.
12.The original 
principal amount secured by the Mortgage was 
$ 145,000.00    .
13.At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is:
$124,523.85.
14.Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of SteeleCounty, 
Minnesota, at public 
auction on 03/06/2025,  10:00 AM, at County Sheriff`s Office, 2500 
Alexander St SW, 
Owatonna MN 55060.
15.The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six (6) months after the date of sale.
16. Minn. Stat. 580.04(b) provides, “If the real 
estate is an owner-
occupied, single-family dwelling, the notice must also specify the date on
or before which the 
mortgagor must vacate the property if the 
mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. On 09/08/2025.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL 
REPRESENTATIVES OR ASSIGNS, MAY BE 
REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, 
DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE 
IMPROVED WITH A 
RESIDENTIAL 
DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL 
PRODUCTION, AND 
ARE ABANDONED.

Name of Mortgagee or Mortgage Assignee:
Towne Mortgage 
Company d/b/a AmeriCU Mortgage    

Name and address of Attorney for Mortgagee or Mortgage 
Assignee:    

Schneiderman & 
Sherman P.C.        1602 Selby Ave.
Suite #8
St. Paul, MN 55104    

24-002869-1
1.15-2.19